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MyFico The Score That
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Score &
Credit Report
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2 Free Equifax FICO® scores and
credit reports
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90% of the largest U.S. banks use
FICO® scores*
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Email alerts when your FICO® score
changes
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FICO® Score...Click the
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Get your FICO® scores from your choice of
Equifax or TransUnion. Each comes with a full explanation of
the credit score and how lenders view you. Also includes
actions you can take to get your FICO® score into
the higher ranges.
Credit Report...Click the picture
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Get your credit reports from your choice of Equifax or
TransUnion. Each credit report is a detailed snapshot of
credit cards and loans opened in your name, companies
accessing your credit file, delinquent payments and more.
FICO® Score Simulator...Click
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This simulator analyzes your personal credit information
and answers questions such as, “What happens to my FICO®
score if I pay off a credit card or open a new account?”
About FICO® scores and credit
reports...Click the picture below for SAVINGS!
FICO® scores are the credit scores most lenders
use to determine your credit risk. You have three FICO®
scores, one for each of the three credit bureaus – Experian, TransUnion, and Equifax. Each FICO® score is
based on the information that each credit bureau keeps on
file about you. As the information in each of your credit
reports change, your credit scores tend to change as well.
When you purchase your FICO® scores and credit
reports, you are getting a snapshot that is accurate at the
time of your purchase. However, it’s important to note that
as the information in your credit reports changes, your FICO®
scores can also change. That’s why we recommend checking
your FICO® scores and credit reports regularly -
at least once a year.
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